Use our free retirement calculator to project where your superannuation is likely headed, based on your current balance, contributions, and time until retirement. Then see how small changes today might shift that outcome.
Enter your current super balance, your age, the age you’re planning to retire, and how much is going into super each year. The calculator applies an assumed investment return and projects roughly where your balance could sit by retirement.
It’s a projection, not a prediction. Real outcomes depend on your investment returns, fees, insurance premiums, and any changes to your contributions along the way. Treat the result as a starting point for a conversation, not a fixed figure.
Straight answers to the retirement and super questions people ask us most often.
It takes your current super balance, contribution rate, expected investment return, and years until retirement. Then it projects forward to estimate your likely balance at your chosen retirement age.
This depends heavily on your lifestyle expectations, whether you own your home outright, and whether you’ll rely partly on the Age Pension. There’s no single figure that applies to everyone.
No, it projects your superannuation balance specifically. The Age Pension is a separate, means-tested payment that many retirees receive alongside their own super savings.
Preservation age is the earliest you’re generally allowed to access your super, currently 60 for most people. You can choose to keep working well beyond that, or retire earlier and rely on other savings until you reach it.
Often, yes, especially the earlier it starts, since extra contributions have more time to benefit from compounding investment returns before you retire.
Not necessarily. It tends to benefit people on higher marginal tax rates the most, since concessional contributions are generally taxed at a lower rate inside super. It’s worth checking your own situation rather than assuming it applies equally to everyone.
No, this tool gives a general projection based on the numbers you enter; it isn’t personal financial advice and doesn’t account for your full circumstances. A licensed financial adviser can guide you specifically to your situation.
Your retirement outlook connects to your income, budget, and savings today. Explore our other calculators to see the full picture.
Use our free retirement calculator to see a projection of your super balance, then talk to a licensed financial adviser about your next steps.
Credit Hub Australia
Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.
In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.
“Position is for Mortgage broker on commission/contract basis.”
Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.
You will act on leads and existing database as provided and generate sales and ongoing relations.
Actively participate in team meetings and contribute to the overall success of the business
You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.
In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.
Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.
A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.
Self-motivated and capable of working independently, while also thriving in a collaborative team environment.
Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.
Ability to manage multiple tasks, stay organized, and work reliably without supervision.
A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.
At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:
Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group.
If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.
