Our process is easy and it works

Our proactive team and the custom-made portal will help and assist you at every stage.


Simple online application

  • Fill out our fast-online application Or let the dedicated manager do that for you.
  • Get your personalised loan scenario with comparison report in less than 60 seconds.

We find the right loan

  • Our broker services are free with access to over 35+ lenders.
  • We provide you with solutions as per your need and expert advice on products.

We’ll do the rest

  • Carry out all the legwork on your behalf.
  • Update and guide you from start to finish so that you stay away from all the hassles.

Automated tracking progress

  • Automated loan progress updates, with dedicated manager support.
  • Custom-built portal with built-in free resources is available to all customers.

Ongoing support promise

  • We promise ongoing support till the facility ends.
  • Free property report and regular loan health check for all our customers.
Let’s compare and save on your loan

Our CR system is designed to look for comparative rates, whether you are buying or refinancing we will actively look for the max savings and better product in the market.

Company Interest Rate Comparison Rate Lender Description

2 Year fixed, Owner Occupier, P&I repayments, LVR ≤ 80%


AMP Bank Professional Package Fixed Loan - 3 Year (Owner Occupier, P&I), LVR ≤ 80%


2 Years fixed, tailored Choice package, owner-occupied, P&I repayments. 


2 Year fixed, Premier Advantage Package, Owner-Occupied, P&I repayments. 

Company Interest Rate Comparison Rate Lender Description

Special business loan rate starting from 2.95%

Company Interest Rate Comparison Rate Lender Description

Special rate car loan from 2.90% for commercial use.

mobile-finance-home loan
Let's get you pre-qualified

Whether you are looking for a new loan or refinancing, it’s now easy to get pre-qualified first. Start qualification check now via our online platform, the fast-simple way to get personalised borrowing proposal in seconds.

  • Personalised loan scenario with potential borrowing power
  • Fast and simple online process, this will not affect your credit rating
  • Our experts are available online to help you if you are stuck.
Get your free property report

Buying or Selling a property? Let us get you a free property report in seconds.

Our property valuation reports give you insights about a suburb or specific property and are emailed to you with no obligation so that you will get ahead with property value estimates, insights and property reports.

We offer the great rates from as low as

1.77% Interest rate p.a.*

2.77% Comparison rate p.a.*

We negotiate better rates with more than 35 lenders for you


Feel ready to find the perfect loan? Let’s go!

Experience the difference with our smart technology and dedicated manager team.

Compare us with other brokers or lenders

At Credit Hub we have been serving our customers for years, we have learned and dedicated ourself to always improving and adapting with time. Feel the difference with our service-oriented approach and advance technology. And we will keep doing this…



Company founded by experienced banker, over 20 years’ experience in the industry. We have a team of fully trained accredited dedicated manager and support.



Industry-first automated customer service portal and support, portfolio management by dedicated managers with ongoing account support.



Experienced team to help you with your need. Free property report and Finance health check for our customers. Latest industry updates and news access.



Join the exclusive club and be rewarded discounts on other company services. Get cashback rewards for our referral program.

Have a look at our reviews

Customer Reviews

5.0 from 151 reviews

Proudly supporting united world vision

By dealing with us you have helped the community in need. As part of earnings from your services will be donated to UNITED WORLD VISION.

Thank You !

At Credit Hub, we regard ourselves as your trusted online credit broker finding the best deals for you. Our Home Loan specialist and Business loan specialist team together with our Intelligent CR system will simply provide the Best home loan and business loan at Lowest rates. We are accredited to provide financial services across Australia and our finance brokering services are free.

If you are searching for home loans in Point Cook, a mortgage broker in Point Cook, Conveyancing in Point Cook or business loans in Point Cook then you have come to the right place! In addition, to cover Point Cook, our mobile brokers also offer home loans in Epping, act as a mortgage broker in Epping, Conveyancing in Melbourne and small business loans in Melbourne; whatever your credit needs, we have the answer.

We believe in providing holistic financial services and property services to all, so regardless of if you are ready to buy or looking to refinance, we can help you. Our mobile lenders are also available to provide home loans in Caroline Springs, home loans in Williamstown, home loans in Melbourne, home loans in Melbourne CBD and act as home loan brokers in Melbourne too!

Our mortgage mobile lenders are available in Truganina, mortgage broker in Tarneit, mortgage broker in Newport, mortgage broker in Caroline Springs, mortgage broker in Williamstown, mortgage broker in Melbourne; indeed, we are regarded as the best mortgage broker in Melbourne, mortgage broker in Melbourne CBD, mortgage broker in Footscray and mortgage broker in Werribee. In fact, if you are located anywhere close us or simply go to our online platform, we work hard to provide the best finance products with the lowest rate, and with our service guarantee.

We are licenced conveyancer for all Victoria, includes as a conveyancer in Cranbourne, a conveyancer in Werribee, provide Conveyancing services in Melbourne, Conveyancing in Port Melbourne and generally, cheap Conveyancing in Melbourne. Our Business specialist is also keen to support local businesses so offer small business loans in Melbourne, business loans in Point Cook, unsecured business loans in Melbourne and commercial loans in Melbourne. Please feel free to compare our rates.

We know that when it comes to small business loans in Melbourne, Conveyancing services in Melbourne, home loans in Melbourne CBD, and the best mortgage broker in Melbourne that you are almost spoilt for choice. However, we believe that our vast experience in the industry means that we can find the best deals for you as we will know exactly what you are searching for. We believe in listening to our clients and therefore understanding their needs and requirements to find solutions that are tailored for them.

Just to confirm, the areas we cover for personal face to face appointment are:

  • Melbourne
  • Port Melbourne
  • Melbourne CBD
  • Cranbourne
  • Werribee
  • Point Cook
  • Epping
  • Williamstown
  • Caroline Springs
  • Newport
  • Truganina
  • Tarneit
  • Footscray


If you are searching for a mortgage broker in Werribee, a mortgage broker in Epping or a mortgage broker in Footscray then at Credit Hub, we have all the answers you need. We work tirelessly with the country’s leading lenders, negotiating the best deals and offering you the advice you need. If you have been turned down in the past, we may be able to assist you. Please explain your circumstances to a member of our team, and we will do everything within our power to help.

Our standard working hours are Monday to Friday 9.00am to 6.00pm during which time you can call us, or we will call you back if you have used our call back service. Depending on if you have requested communication via email or via a phone call, you can also expect a prompt response during these hours. Our dedicated team of professionals are on hand, waiting to hear from you. We can often inform you of the likelihood of you being accepted during the first call.

If you plan to renovate your home, perhaps you are thinking about growing your business or looking to buy a new car; we can offer the best value home loans, personal loans and business loans in Point Cook. Our experienced and knowledgeable teams can source the right loan for you at the lowest rates. Our loans are available online, or one of our team can visit you at your home or workplace. We do the hard work, so you don’t have to!

As a licensed conveyancer, we are effectively a one-stop-shop when it comes to buying a new property or looking to refinance. We have all the solutions that you need, and our mortgage brokers have forged professional relationships with some of the country’s leading lenders. We can find the right mortgage for you at terms that suit your situation. You may be looking for a repayment holiday to get you back on your feet, or you may want to find a better rate. Whatever your needs, at Credit Hub, we have the answers.

Unlike many of our competitors, we are working for you and are not looking for a quick fix at inflated interest rates. We genuinely want to help all our clients and build long-lasting relationships. Our reputation is essential, and we know that to maintain our reputation, we need to provide the highest levels of service. We always listen to our clients to find out their objectives and understand what they wish to achieve in the short, medium and long-term.

Of course, the necessary credit checks would need to be conducted and should your application be declined; we can advise you on improving your credit rating so that you can reapply in the future. We believe in building long-lasting working relationships to help you both now and in the future. Over the years, we have established ourselves as the trusted mortgage partner of individuals, families and businesses. We are the number one mortgage broker in Werribee, a mortgage broker in Epping and mortgage broker in Footscray.

So, if you are looking for home loans in Melbourne, a mortgage broker in Melbourne, Conveyancing in Melbourne, cheap Conveyancing in Melbourne, commercial loans in Melbourne or unsecured business loans in Melbourne, then we would be delighted to hear from you. You can call us on 1300 782 944, email on info@credithub.com.au or alternatively, you can contact us directly via our website. A member of our friendly and helpful team will be on hand to answer any questions you may have and arrange the most suitable loan for you.