Our process is easy and it works

Our proactive team and the custom-made portal will help and assist you at every stage.


Simple online application

  • Fill out our fast-online application Or let the dedicated manager do that for you.
  • Get your personalised loan scenario with comparison report in less than 60 seconds.

We find the right loan

  • Our broker services are free with access to over 35+ lenders.
  • We provide you with solutions as per your need and expert advice on products.

We’ll do the rest

  • Carry out all the legwork on your behalf.
  • Update and guide you from start to finish so that you stay away from all the hassles.

Automated tracking progress

  • Automated loan progress updates, with dedicated manager support.
  • Custom-built portal with built-in free resources is available to all customers.

Ongoing support promise

  • We promise ongoing support till the facility ends.
  • Free property report and regular loan health check for all our customers.
Let’s compare and save on your loan

Our CR system is designed to look for comparative rates, whether you are buying or refinancing we will actively look for the max savings and better product in the market.

Company Interest Rate Comparison Rate Lender Description

2 Year fixed, Owner Occupier, P&I repayments, LVR ≤ 80%


AMP Bank Professional Package Fixed Loan - 3 Year (Owner Occupier, P&I), LVR ≤ 80%


2 Years fixed, tailored Choice package, owner-occupied, P&I repayments. 


2 Year fixed, Premier Advantage Package, Owner-Occupied, P&I repayments. 

Company Interest Rate Comparison Rate Lender Description

Special business loan rate starting from 2.95%

Company Interest Rate Comparison Rate Lender Description

Special rate car loan from 2.90% for commercial use.

mobile-finance-home loan
Let's get you pre-qualified

Whether you are looking for a new loan or refinancing, it’s now easy to get pre-qualified first. Start qualification check now via our online platform, the fast-simple way to get personalised borrowing proposal in seconds.

  • Personalised loan scenario with potential borrowing power
  • Fast and simple online process, this will not affect your credit rating
  • Our experts are available online to help you if you are stuck.
Get your free property report

Buying or Selling a property in Melbourne? Let us get you a free property report in seconds.

Our property valuation reports give you insights about a suburb or specific property and are emailed to you with no obligation so that you will get ahead with property value estimates, insights and property reports.

We offer the great rates from as low as

1.77% Interest rate p.a.*

2.77% Comparison rate p.a.*

We negotiate better rates with more than 35 lenders for you


Feel ready to find the perfect loan? Let’s go!

Experience the difference with our smart technology and dedicated manager team.

Compare us with other brokers or lenders

At Credit Hub we have been serving our customers for years, we have learned and dedicated ourself to always improving and adapting with time. Feel the difference with our service-oriented approach and advance technology. And we will keep doing this…



Company founded by experienced banker, over 20 years’ experience in the industry. We have a team of fully trained accredited dedicated manager and support.



Industry-first automated customer service portal and support, portfolio management by dedicated managers with ongoing account support.



Experienced team to help you with your need. Free property report and Finance health check for our customers. Latest industry updates and news access.



Join the exclusive club and be rewarded discounts on other company services. Get cashback rewards for our referral program.

Have a look at our reviews

Customer Reviews

5.0 from 151 reviews

Proudly supporting united world vision

By dealing with us you have helped the community in need. As part of earnings from your services will be donated to UNITED WORLD VISION.

Thank You !

Exceptional Service and Competitve Rates - Our Promise To You

At Credit Hub, we regard ourselves as your trusted online credit broker in Point Cook for finding the best deals for you. Our Home Loan specialist and Business loan specialist team along with our Intelligent CR system will simply provide you home loans and business loans at competitive rates. We’re accredited to provide financial services across Australia and our finance brokering services are free of charge.

Our standard working hours are Monday to Friday 9.00am to 6.00pm. We have a dedicated team of professionals on hand, ready to assist you, and can often inform you of the likelihood of you being accepted during the first call.

Areas we service include:

  • Melbourne CBD
  • Point Cook
  • Epping
  • Werribee
  • Footscray

If you plan to renovate your home, perhaps you are thinking about growing your business or looking to buy a new car; we can offer the best value home loans, personal loans and business loans in Point Cook. Our experienced and knowledgeable teams can source the right loan for you at the lowest rates. Our loans are available online, or one of our team can visit you at your home or workplace. We do the hard work, so you don’t have to!

As licensed conveyancers, we can help you when it comes to buying a new property or looking to refinance. We have all the solutions that you need, and our mortgage brokers have forged professional relationships with some of the country’s leading lenders. We can find the right mortgage for you at terms that suit your situation. You may be looking for a repayment holiday to get you back on your feet, or you may want to find a better rate. Whatever your needs, we have the solutions.

As we strive to be the best mortgage brokers in Point Cook, Melbourne we know quality and transparency of service goes a long way. Unlike many of our competitors, we are working for you and are not looking for a quick fix at inflated interest rates. We genuinely want to help all our clients and build long-lasting relationships. Our reputation is essential, and we know that to maintain our reputation, we need to provide the highest levels of service. We always listen to our clients to find out their objectives and understand what they wish to achieve in the short, medium and long-term.

We believe in building long-lasting working relationships to help you both now and in the future. Over the years, we have established ourselves as the trusted mortgage partner of individuals, families and businesses. We are trusted mortgage brokers in Point Cook, Werribee, Epping and Footscray and sorrounds

Please don’t hesitate to call us on 1300 782 944 or email on info@credithub.com.au. A member of our friendly and helpful team will be on hand to answer any questions you may have and arrange the most suitable loan for you.