Fast Private Funding to Meet Commercial Goals

Get access to fast, private funding solutions through our vast network of lenders, so you can meet your commercial goals on time.

Apply for the Right Private Funding Loan

Fill out the form to get started with our services!
20 Years

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.09%

COMMERCIAL LOAN

5.54%

COMPARISON

Conditions Apply*

$3 Billion Loans Settled

5 Star On Google

52 + Lenders

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.09%

HOME LOAN

6.55%

BUSINESS LOAN

5.99%

ASSET FINANCE

Conditions Apply*

Smart Solutions, Simple Approach

We simplify private funding with trusted lenders, ensuring competitive rates, fast approvals, and personalised solutions for your business, property, or personal projects.

Competitive Rates

Get competitive rates to negotiate better based on tailored private funding terms and conditions.

Digital Tracking Portal

With our online portal, you can upload documents, check the status and track your application 24/7.

Extensive Lender Access

You get to choose from a wide pool of private lenders for solutions matched to your project.

Personalised Support

We have dedicated brokers who guide you through every step for a transparent, stress-free experience.

Why Choose Credit Hub for Private Funding Over Banks?

At Credit Hub, we simplify private funding with tailored solutions, access to multiple lenders, and faster approvals designed to meet your project needs.
Criteria Banks
Lender Network Wide network of lenders, competitive tailored solutions. Restricted to in-house funding options only.
Personalised Advice Customised funding plans aligned with your unique goals. Standardised solutions, little personalisation.
Approval Speed Fast, efficient process for reliable private funding. Slower approvals due to lengthy procedures.
Loan Flexibility Repayments and terms tailored to project needs. Fixed structures, limited financial flexibility.
Digital Access 24/7 portal for updates, uploads, and tracking. Minimal digital tools, less client visibility.
Client Trust Thousands trust us for stress-free private financing. Mixed feedback, unclear communication delays.

Why Choose Credit Hub for Private Funding Over Banks?

Learn why Credit Hub is your partner for commercial loans, ensuring better choices, smooth processes, and stress-free settlements.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

More Funding Choices, Less Hassle. That’s the Credit Hub Way.

How Credit Hub Simplifies Private Funding

We simplify the process by connecting you directly with Australia’s leading private lenders, offering solutions designed for your specific project or business need. Whether it’s bridging finance, investment property funding, or short-term business loans, we focus on creating a seamless experience.

Our team handles every step from assessing your requirements to submitting applications and managing approvals, so you save time and reduce stress. With clear guidance, flexible options, and reliable outcomes, Credit Hub ensures your funding journey is smooth, transparent, and efficient.

How Credit Hub Simplifies Private Funding

Why Choose Credit Hub for Smart Private Funding?

Credit Hub stands out by combining speed, flexibility, and expertise for all private funding needs. Our team understands the unique challenges businesses, investors, and project owners face, offering tailored solutions to match every situation. From bridging finance and construction projects to investment property opportunities, our guidance simplifies complex funding decisions.

We prioritise personalised support, fast approvals, and clear communication, giving you confidence in every step. Choose us and experience private funding that’s intelligent, efficient, and designed around your goals.

Our Private Funding Options

Flexible private funding solutions designed to help your business and property projects succeed.

Commercial Property Private Loans

Get funding for business property purchases when banks can’t meet your requirements.

Development Private Funding

Cover construction and development costs with faster approvals from private lenders.

Refinance Private Funding

Bridge finance shortfalls when moving from one loan to another with ease.

Equity Release Private Loans

Unlock property equity to reinvest in business growth or new property opportunities.

Short-Term Private Loans

Access quick capital for urgent purchases, bridging gaps, or time-sensitive transactions.

Investment Property Private Funding

Secure finance for residential, commercial, or mixed-use investment properties with flexible private lending solutions.

Frequently Asked Questions

Answers to common questions about private funding and loan solutions.

Private funding in commercial loans refers to finance sourced from private lenders or investors instead of banks. It’s designed for businesses and property investors who need fast access to funds, flexible approval criteria, or options outside traditional lending. In Australia, private funding is commonly used for commercial property purchases, refinancing, developments, and investment opportunities. At Credit Hub, we connect you with trusted private lenders, offering tailored loan structures, competitive rates, and faster approvals to keep your projects moving.
Private funding for commercial property works by providing finance when banks cannot cover the full loan amount. These loans are offered by non-bank or private lenders who assess the deal based on property value, equity, and exit strategy rather than rigid bank criteria. This makes it easier for businesses or investors to access capital quickly. With Credit Hub, borrowers gain access to multiple lenders who provide customised private funding solutions for property purchases, refinancing, and developments.
Yes, private funding generally comes with higher interest rates and fees compared to bank loans. This is because private lenders take on greater risk and provide faster, more flexible financing. However, the speed and accessibility of private loans often outweigh the additional cost, particularly for time-sensitive deals or borrowers who don’t meet bank lending criteria. We minimise costs by comparing offers from multiple lenders and negotiating competitive terms that align with your financial strategy.
Private funding lenders in Australia are non-bank institutions, specialist finance companies, and private investors. Unlike banks, these lenders focus less on rigid credit requirements and more on the property or project itself. This flexibility allows borrowers to access finance faster and with fewer hurdles. We partner with a wide network of private funding lenders across Australia, ensuring clients can secure competitive rates and terms for commercial property purchases, development projects, or refinancing solutions.
Private funding can be used for a variety of projects, including commercial property acquisitions, property development, refinancing, short-term bridging finance, and investment property purchases. It is especially helpful for borrowers who need urgent capital or cannot meet the strict requirements of traditional banks. We tailor private funding solutions to suit each client’s unique needs, ensuring their project is financed smoothly and efficiently with lender options that align with their goals.
One of the main advantages of private funding is speed. While bank loans may take weeks or months for approval, private funding can often be approved and settled within days. This makes it an ideal solution for urgent property acquisitions, refinancing deadlines, or development opportunities. Our brokers streamline the application process, handle the documentation, and liaise directly with private lenders to secure fast approvals with minimal delays.
Yes, private funding is widely used for investment properties in Australia. It helps investors acquire residential, commercial, or mixed-use properties, even when banks won’t provide full finance. Private funding can also cover equity shortfalls or development costs tied to investment property purchases. We specialise in investment property private funding by connecting clients with lenders who provide competitive terms and customised solutions to suit their investment strategy and long-term financial goals.
Absolutely. Private funding often works alongside existing bank finance to bridge funding gaps or provide short-term support. For example, it can be structured as a second mortgage, bridging loan, or equity release to supplement bank loans. This combination allows borrowers to access full funding without restructuring their main facility. We design customised solutions that integrate private funding with traditional loans, giving investors and businesses the flexibility to meet their funding requirements with ease.

More Loan Options, Less Stress. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Private Funding for You

We make securing private funding simple, fast, and reliable, helping you access the capital you need with confidence.

1

Initial Consultation

Our team of experts assesses your funding requirements, project goals, and financial situation to create a personalised funding strategy.

2

Funding & Assessment

We compare 52+ trusted private lenders to find tailored funding solutions with competitive rates and flexible terms.

3

Application & Approval

We manage the paperwork, submit your application, and liaise with lenders to secure fast approvals.

4

Settlement & Support

From approval to settlement, we provide end-to-end guidance for a smooth, hassle-free private funding experience.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Plan smarter with easy tools designed for your funding needs:

Borrowing power

How much can I borrow?

Loan comparison

What is loan comparison?

Mortgage switching

How much can I save from switching mortgage?

How long to repay

How much time I have for repaying my loan?

Ready to Secure Your Private Funding?

Get the capital you need today with tailored private funding solutions and expert guidance for your property or business.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia

About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

Thank You for Contacting Us

Connect with Us