Asset Finance Calculator for Australia

Financing a car, truck, or equipment for your business? Use our free asset finance calculator to estimate your repayments before you commit to a loan structure.

What Is Asset Finance & How Our Calculator Helps

Asset finance is a loan used to purchase a business or personal asset, commonly a vehicle, truck, or piece of equipment, where the asset itself often secures the loan. It’s a common alternative to paying upfront, letting you spread the cost while keeping cash available for other things.

Our asset loan calculator lets you enter the asset price, deposit, loan term, interest rate, and any balloon payment to see your regular repayments. It’s a fast way to compare structures before you buy. Our brokers can help match the right asset finance option to your situation across 52+ lenders.

Things You Should Know

Frequently Asked Questions

A few things worth knowing before you finance an asset.
An asset loan calculator typically factors in the asset’s price, a deposit, and often a balloon payment at the end of the term. These are features less common on standard personal or home loan calculators.
When you add a balloon payment, your normal payments go down, but you still owe more at the end of the term. You can use our Balloon Payment tool to help you figure out that last number.
No, though it’s especially common for business purchases like vehicles, trucks, and equipment. Personal asset finance, such as car loans, is also widely available.
Yes, like any loan, your asset finance repayments are factored in when a lender assesses your capacity to borrow elsewhere, including for a home loan.
This varies by lender and asset type, and some options require no deposit at all. A broker can help you find a structure that matches your cash flow.
Most of the time, yes. Rates and terms change based on the type of asset, how old it is, and how the loan is structured, so it’s important to compare instead of assuming it’s the same as other loan types.
We compare asset finance options across 52+ lenders; including car, truck, and equipment finance, to help you find a structure with repayments that suit your budget.

All the Calculators You'll Ever Need

Whether you’re structuring a balloon payment, comparing loan rates, or working out your borrowing power, explore our full range of calculators to see the complete picture before you commit.

Balloon Payment

See how a balloon payment changes your loan.

Borrowing Power

See how much you might realistically be able to borrow.

Budget Planner

Map your income and expenses to plan smarter.

Comparison Rate

Compare the true cost of a loan, fees included.

Ready to Finance Your Next Asset?

Work out your repayments now, then talk to a broker about the right asset finance structure across 52+ lenders.

Mortgage Broker in Point Cook

Credit Hub Australia

About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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