Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

5.14%

COMPARISON

Conditions Apply*

Transform Your Home with Renovation Loans

Whether upgrading your kitchen, adding space, or modernising your home, our expert brokers make renovation loans simple and affordable.

Get the Right Renovation Loan

Fill out the form to get started with our services today!

20 Years

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.99%

HOME LOAN

7.45%

COMPARISON

Conditions Apply*

Smart Solutions, Simple Approach

We believe financing your renovation should be straightforward. That’s why we offer different loan solutions so you can easily get the most suitable renovation loans as per your needs.

Competitive Loan Rates

Our brokers negotiate rates designed to keep your renovation affordable without compromising on quality.

Simple Online Tracking

Stay updated at every step with our secure portal to monitor your renovation loan progress in real time.

Broad Lender Access

With connections to more than 52 lenders, we offer many home-style renovation loan options for upgrades and remodels.

Tailored Guidance

We ensure your home renovation loan fits your vision and budget from application to settlement.

Why Choose Credit Hub for Renovation Loans Over Traditional Banks?

Unlike banks, which often restrict you to a narrow range of loan products, we provide access to multiple lenders, flexible solutions, and personalised guidance tailored to your project.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Fast Approvals, Lowest Rates. That’s Credit Hub Way.

How Credit Hub Makes Renovating Easy

Funding a renovation requires more than just a loan – it requires a strategy. Our brokers evaluate your property’s value, expected improvements, and long-term goals to design a plan. Whether you choose a homestyle renovation loan for a complete remodel or a smaller loan for targeted upgrades, we ensure the solution fits your lifestyle and budget.

You can choose from fixed or variable terms, secured or unsecured contracts, and repayment plans designed to match your budget. A renovation loan can cover everything from extensions and landscaping to full property makeovers, giving you the freedom to improve your home without financial strain.

Why Choose Credit Hub Over Other Renovation Loan Providers

Credit Hub is more than just a loan comparison service; we act as your dedicated partner throughout your entire renovation journey. Where many providers only offer standard products, we search across 52+ lenders to uncover options that are often overlooked. We take time to understand your renovation goals, budget, and long-term property plans before tailoring a solution that fits.

Every recommendation we make is designed to give you choice, clarity, and confidence, so you can focus on creating the home you want, while we take care of the finances.

Our Renovation Loan Options

We know every project is different, so we provide a variety of loan structures:

Kitchen & Bathroom Loans

Tailored finance to upgrade your most-used spaces with practical repayment choices.

Extension Loans

Funding for room additions or structural changes designed to expand your living area.

Home Improvement Loans

Options for landscaping, roofing, or interior refresh projects through customised loans.

Homestyle Renovation Loans

Comprehensive funding for large-scale or full-property projects, giving you long-term flexibility and control.

Frequently Asked Questions

Answers to common questions about renovation loans and home upgrades.
A renovation loan is a home loan product that allows homeowners to borrow additional funds for property improvements. Instead of using high-interest personal loans or credit cards, renovation loans offer competitive interest rates and manageable repayments. Our renovation loans are structured to help you upgrade your home, whether it’s a new kitchen, bathroom, extension, or major refurbishment.
In Australia, renovation loans are tied to your existing mortgage or structured as a new loan. Lenders assess your home’s equity, income, and renovation plans before approving funds. The money may be provided upfront or in staged payments, depending on the project. We work with 52+ lenders to secure tailored renovation loan solutions that make upgrading your property simple and affordable.
Yes, many Australians fund renovations by accessing their home equity. Equity is the difference between your property’s market value and the amount you still owe. We help homeowners unlock this equity through renovation loans, giving you affordable finance to add value to your home while keeping repayments under control.
Renovation loans can cover both small and large-scale projects. These include kitchen and bathroom remodels, extensions, landscaping, and even full property upgrades. For bigger projects, lenders often require building quotes and approved plans. Credit Hub structures renovation loans to cover a wide variety of home improvements, tailored to your property and financial goals.
We provide access to a wide network of 52+ lenders, ensuring competitive rates and flexible options. Our brokers offer personalised support, helping you choose the right renovation loan structure to suit your budget. With expert guidance, we make the process seamless, from application to settlement, so you can focus on upgrading your home with confidence.
Most lenders require at least 10–20% equity in your property or a deposit of similar value. The exact amount depends on your financial profile and project size. At Credit Hub, we analyse your situation and negotiate with lenders to secure the best renovation loan terms for your needs.
Yes, first-home buyers may be eligible for renovation loans, provided they meet lender criteria. In some cases, government schemes and grants can be combined with renovation finance to reduce costs. Credit Hub helps first-home buyers structure renovation loans in a way that fits their long-term property and financial plans.
On average, renovation loan approvals take 2–4 weeks, depending on lender requirements and how quickly documents are provided. Projects that require building contracts or council approvals may take longer. Credit Hub speeds up the process by managing paperwork and liaising directly with lenders to ensure faster approvals and minimal delays.

Your Next Move, Backed by Smarter Loans. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Renovation Loans for Your Home

At Credit Hub, we make securing a renovation loan simple and stress-free. Whether you’re planning minor upgrades or major renovations, our streamlined process ensures you get the funds you need without delays.

1

Initial Consultation

We assess your renovation goals, property equity, and borrowing capacity to create a personalised renovation loan strategy.

2

Loan & Assessment

We compare 52+ trusted lenders to find the most competitive renovation loan solutions tailored to your home improvement needs.

3

Application & Approval

Our team manages documentation, submits your renovation loan application, and liaises with lenders to secure fast approvals.

4

Settlement & Support

From approval to completion, we provide end-to-end support, ensuring your renovation project runs smoothly and stress-free.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

Tools to Help You Plan

Plan your next investment smarter with our easy-to-use tools.

Budget Planner

How to plan your Budget?

Loan Comparison

What is loan comparison?

Loan Repayment

Calculate your monthly repayment?

Savings Planner

How much can I save?

Ready to Finance Your Renovation?

Secure tailored renovation loans quickly with expert guidance for your home improvements.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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