Trying to work out which home loan actually stacks up? Our free loan comparison calculator lets you compare home loans side by side and see how repayments, rates and fees measure up before you commit.
A loan comparison calculator lets you put two or more home loans side by side, comparing repayments, fees, and features, not just the advertised rate. Enter the loan amount, term, and rate for each option. The calculator shows you side-by-side repayments, so you can compare home loans apples to apples. For a comparison that goes beyond the rate page, our brokers compare options across 52+ lenders to find what actually fits.
Whether you’re a first home buyer in Melbourne’s west or refinancing in Victoria, it’s worth comparing properly before you sign. It can make a real difference over the life of the loan.
Clear answers to common questions about comparing home loans.
You enter the loan amount, interest rate, and term for each loan you’re considering. The calculator works out the repayments for each one, so you can line them up and see which suits your budget.
The interest rate is what you’re charged on the loan itself. The comparison rate folds in most ongoing fees as well, giving you a more complete picture of the true cost. A loan with a lower rate but higher fees can end up costing more than one with a slightly higher rate and fewer fees.
Yes. Loan features like offset accounts, redraw facilities, and the ability to make extra repayments can be worth more than a small rate difference. It depends on how you plan to use the loan.
You can compare a fixed loan against a variable one. Just keep in mind that variable repayments are only an estimate at today’s rate and may move over the life of the loan.
No, running numbers through a calculator has no impact on your credit file. Your score is only affected once you formally apply for a loan and a lender runs a credit check.
Both. First home buyers benefit from comparing lenders before they apply. Existing borrowers often find worthwhile savings by comparing their current loan against what’s available elsewhere every year or two.
The calculator is built for comparing two loans side by side. If you’re weighing up more than two, a broker can run a broader comparison across the full panel for you.
Our brokers compare home loans across 52+ lenders, checking rates, fees, and features against your goals. You get a recommendation based on your full financial picture, not just what’s advertised.
Whatever you’re planning next — buying, refinancing, or just crunching numbers, there’s a calculator here for it.
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Try our free loan comparison calculator, then talk to a Credit Hub broker to see which lender actually matches your goals.
Credit Hub Australia
Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.
In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.
“Position is for Mortgage broker on commission/contract basis.”
Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.
You will act on leads and existing database as provided and generate sales and ongoing relations.
Actively participate in team meetings and contribute to the overall success of the business
You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.
In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.
Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.
A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.
Self-motivated and capable of working independently, while also thriving in a collaborative team environment.
Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.
Ability to manage multiple tasks, stay organized, and work reliably without supervision.
A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.
At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:
Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group.
If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.