Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

5.14%

COMPARISON

Conditions Apply*

Refinance Your Mortgage with Expert Guidance

Whether you want to reduce repayments, access equity, or switch lenders, our expert mortgage brokers make the process simple, cost-effective, and stress-free.

Get the Right Refinance Home Loan

Fill out the form to get started with our services today!
20 Years

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Smart Solutions, Simple Approach

We simplify the refinance home loan process with access to 52+ lenders, ensuring competitive rates and quick approvals.

Best Home Refinance Rates

Access the best refinancing deals in Australia and save thousands with the guidance of our expert brokers.

Real-Time Tracking Portal

Easily manage your refinancing application, upload documents, and track real-time progress through our secure online portal.

Vast Lender Network

With access to 52+ lenders, compare a wide range of refinancing options to secure the most competitive terms.

Personalised Refinance Support

Our brokers provide one-on-one assistance throughout your refinancing journey for a smooth, transparent, and stress-free experience.

Why Choose Credit Hub for Refinance Home Loans Over Traditional Banks?

We focus on maximising your savings and financial goals. Unlike banks, we provide multiple lender options and expert broker guidance every step of the way.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Quick Approvals, Hassle-Free Refinancing. That’s the Credit Hub Way.

How Credit Hub Makes Refinancing Easy

We know refinancing can feel overwhelming, which is why we’ve built a process designed to put homeowners at ease. Instead of leaving you to navigate complex loan terms or endless bank offers, our refinance home loan mortgage brokers in Australia act as your personal finance partner.

From the first conversation, we explain your options, showing how refinancing could reduce your repayments, shorten your loan term, or release equity for bigger goals.

Our experienced mortgage brokers find you the most competitive refinancing rates, ensuring fast approvals and personalised solutions to suit your lifestyle and financial goals.

Why Choose Credit Hub Over Other Refinance Brokers

We go beyond traditional banks and dealers by offering personalised refinance solutions designed around your needs. With access to 52+ trusted lenders, our expert refinance mortgage brokers secure Australia’s most competitive refinance rates.

Unlike banks, we provide multiple loan terms, secured or unsecured refinancing, and strategies for individuals and families. Whether you want to save money, restructure your loan, or access equity, we deliver fast approvals, transparent processes, and end-to-end support. Choose smarter with Credit Hub.

Our Refinance Home Loan Options

Explore tailored refinancing solutions to suit your goals with competitive rates, quick approvals, and personalised broker support.

Rate Reduction Refinance

Switch to a better interest rate and save thousands over the life of your mortgage.

Equity Release Refinance

Unlock equity in your home to fund renovations, investments, or personal expenses.

Debt Consolidation Refinance

Combine multiple debts into one manageable loan with lower overall repayments.

Switch Lender Refinance

Move to a new lender with better service, flexible features, and more competitive rates.

Frequently Asked Questions

We’ve answered the most common ones to make refinancing clearer:

After you’ve submitted your refinance application, your lender or refinance mortgage broker will review your documents, verify your income, and conduct a property valuation if needed. If everything checks out, you’ll receive conditional approval, followed by formal approval once conditions are met. Your new loan is prepared from there, and your old lender is discharged.

If you paused or didn’t complete your refinance application, don’t worry—it can usually be resumed. Contact your broker or lender, who will provide a secure link or portal login to continue. Our refinance home loan brokers in Australia give clients 24/7 access to a secure online portal where you can re-upload documents, update information, and resume your application anytime without starting over.

Yes, you can update your application after submission. New income details, updated bank statements, or different property valuations are common updates. It’s best to inform your mortgage broker in Australia as soon as possible, as lenders may need revised documents.

Delays can happen due to missing documents, valuation issues, or lender backlogs. If your application stalls, contact your refinance mortgage broker immediately. We monitor applications daily and step in with lenders to resolve issues quickly. Often, delays are solved by providing additional documents or choosing an alternative lender from our 52+ panel.

Yes, you can switch lenders mid-application if you find a better deal or if your current lender is too slow. A refinance home loan broker in Australia makes this easy by transferring your documents and resubmitting them to another lender from our network.

Your Next Move, Backed by Smarter Loans. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Refinance Approvals for You

We make refinancing your home loan simple and stress-free, helping you save money and achieve your goals.

1

Initial Consultation

We assess your financial situation and goals to create a personalised refinancing strategy.

2

Loan & Assessment

We compare 52+ lenders to find the most competitive refinance home loan solutions.

3

Application & Approval

Our team handles paperwork, submits applications, and works with lenders to get fast approvals.

4

Settlement & Support

From approval to settlement, we offer end-to-end guidance for a smooth refinancing experience.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, compare lenders, and check savings with our simple refinancing tools designed to guide your next financial move.

Loan Repayment

Calculate your monthly repayment?

Borrowing Power

How much can I borrow?

Loan Comparison Tool

What is loan comparison?

Savings Calculator

How much can I save?

Ready to Refinance Your Home Loan?

Get the support you need today with expert refinancing solutions and guidance from Credit Hub.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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