Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

5.14%

COMPARISON

Conditions Apply*

Expert Guidance for Investment Property Loans

Whether you’re buying your first investment property or expanding your portfolio, our expert brokers make the process simple, cost-effective, and stress-free.

Get the Right Investment Property Loan

Fill out the form to get started with our services today!

20 Years

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.99%

HOME LOAN

7.45%

COMPARISON

Conditions Apply*

Smart Solutions, Simple Approach

We simplify investment property loans with access to 52+ trusted lenders, ensuring competitive rates and quick approvals.

Best Investment Mortgage Loan Rates

Access the most competitive investment mortgage loans in Australia and save thousands with the guidance of our experienced brokers.

Real-Time Tracking Portal

Stay in control of your application with our secure online portal—upload documents, track progress, and get updates anytime, anywhere.

Access to 52+ Lenders

Compare property investment loans across a wide panel of lenders and secure rates that suit your strategy.

Personalised Investor Support

We provide support throughout your property investment journey, ensuring a smooth and transparent process.

Why Choose Credit Hub Over Traditional Banks?

While traditional banks often provide limited, rigid products, we offer tailored strategies, access to 52+ lenders, and expert guidance to ensure your property investments grow confidently.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Smart Investment Loans, Faster Approvals. That’s the Credit Hub Way.

How Credit Hub Makes Property Investment Easy

Getting into property investing doesn’t have to be complicated. At Credit Hub, we break it down step by step so you know exactly what’s happening. Our team of property investment mortgage brokers works with you to find the loan that fits your goals, whether buying your first rental, refinancing, or adding another property to your portfolio.

You’ll have choices across fixed or variable rates, interest-only or principal-and-interest repayments, and terms up to 30 years. By comparing options from over 52 lenders, we ensure you’re not stuck with whatever the bank is offering, you get a deal that suits your strategy.

How Credit Hub Makes Property Investment Easy

Why Choose Credit Hub Over Other Investment Loan Brokers

Most banks only show you their own products. We do it differently. At Credit Hub, our investment property loan brokers shop around with 52+ lenders so you can compare rates, terms, and features that work for you.

We know every investor is different. Some want lower repayments to free up cash flow, others want to unlock equity to grow faster. That’s why we take the time to design a loan strategy that matches your situation.

From first enquiry to settlement, you’ll have one-on-one support and clear communication. Just helpful finance advice that makes investing in mortgage loans easier.

Our Investment Property Loan Options

Explore tailored solutions for property investors with competitive rates, quick approvals, and personalised support from Credit Hub.

First-Time Investor Loans

Designed for new investors buying their first residential property with flexible terms and guided broker support.

Residential Investment Loans

Finance single homes, apartments, or townhouses with competitive rates and options for interest-only or principal-and-interest repayments.

Equity Release for Residential Property

Unlock equity from your existing home or investment property to purchase another residential asset and grow your portfolio.

Portfolio Expansion Loans

Access funding to buy multiple residential properties, helping you scale your investments and increase long-term rental returns.

Frequently Asked Questions

Quick answers to help with property investment finance.

In Australia, most lenders require at least a 10–20% deposit for an investment property loan. However, some investors may qualify for lower deposits depending on their income, credit history, and the property type. A property investment mortgage broker can help you explore lenders with more flexible requirements. A larger deposit often means better rates and lower Lenders Mortgage Insurance (LMI), saving you long-term money.

A home loan is used to buy your home, while investment mortgage loans are designed for properties you rent out or hold for capital growth. Investment loans often have higher interest rates and stricter approval criteria, but they also offer tax advantages such as negative gearing and interest deductions. Working with an investment property loan broker helps you find the right structure to maximise returns and minimise costs.
Yes. Many Australians use the equity in their existing home to fund their next property purchase. This strategy allows you to invest without needing a large cash deposit. Equity release can provide the deposit or even cover most of the loan for your new property. A property investment mortgage broker can calculate how much equity you can access and which lenders will offer the most competitive options for your situation.
Yes, in many cases, the interest on investment mortgage loans is tax-deductible if the property is used to generate rental income. Additional costs such as property management fees, repairs, and depreciation may also be claimed. However, tax rules can be complex, and eligibility depends on your situation. Always speak with a tax professional before making decisions, and let your investment property loan broker help structure your loan in the most tax-effective way.
Your borrowing power depends on your income, existing debts, credit score, and rental income potential from the investment property. Lenders usually allow you to borrow up to 80% of the property’s value. By working with a property investment mortgage broker, you can compare multiple lenders and increase your borrowing capacity with the right loan structure and strategy.

Your Next Move, Backed by Smarter Loans. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Investment Loans for You

We make property investing simple and stress-free, helping you secure the right loan for long-term success.

1

Initial Consultation

We assess your investment goals and finances to design a tailored loan strategy.

2

Loan & Assessment

We compare 52+ lenders to find the most competitive investment loan options.

3

Application & Approval

We manage paperwork, submit applications, and liaise with lenders for quick approvals.

4

Settlement & Support

From approval to settlement, we provide end-to-end support for a smooth investment journey.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Plan your next investment smarter with our easy-to-use tools.

Loan Repayment

Calculate your monthly repayment?

Borrowing Power

How much can I borrow?

Investment Loan Comparison

What is loan comparison?

Property Buying

What is the cost involved with buying a property?

Ready to Secure Your Investment Property Loan?

Start building your portfolio today with expert advice and tailored loan solutions from Credit Hub.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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