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Stamp Duty Calculator for Australia

Use our free stamp duty calculator to estimate how much duty you’ll need to pay when buying property in Australia. Whether you’re a first-home buyer, investor, or upgrading your home, this tool gives you clarity on costs upfront.

Easy Stamp Duty Calculator for Smarter Property Decisions

What is Stamp Duty & How Our Calculator Makes It Easy

Buying a property in Australia? One of the biggest upfront costs you’ll face is stamp duty – a government tax charged on property purchases. The tricky part is that stamp duty isn’t the same everywhere. It varies depending on the state or territory, the property price, and whether you’re a first-home buyer.

That’s where our free stamp duty calculator helps. By simply entering your details, you’ll get a quick estimate of how much duty you’ll need to pay and whether you qualify for concessions. It’s fast, simple, and helps you plan your budget with confidence.

Things you should know

Frequently Asked Questions

Everything you need to know about using our stamp duty calculator.
Stamp duty, also called transfer duty, is a tax charged by state and territory governments when you buy property or land. The amount you pay depends on factors like the property’s value, location, and whether you qualify for concessions or exemptions. It’s usually one of the largest upfront costs of buying property, so understanding it early helps you plan your budget and avoid surprises at settlement.
Stamp duty is calculated using a sliding scale set by each state or territory. The higher the property price, the higher the duty. Rates and thresholds vary depending on where the property is located, whether you’re a first-home buyer, and if you’re purchasing as an owner-occupier or investor. A calculator simplifies the process by instantly estimating your payable duty based on your purchase details and state rules.
Not always. Many states and territories offer full or partial exemptions to first-home buyers, especially when the property value falls under a certain threshold. For example, you may pay no duty or a reduced rate if you’re purchasing your very first home within the set price cap. These concessions can save you thousands, so it’s always worth checking your eligibility before finalising your property purchase.
Yes. A good stamp duty calculator allows you to select your state or territory, then applies the relevant duty rates, thresholds, and exemptions. Since stamp duty rules differ across Australia, the calculator ensures the results are tailored to your location. It also helps you explore possible concessions, like first-home buyer benefits, giving you a clear idea of what you’ll need to pay.
No. Stamp duty is different in every state and territory. Each has its own set of thresholds, exemptions, and surcharges. For example, Victoria may offer concessions that don’t apply in New South Wales, while Queensland could have different price brackets. This means two people buying properties of the same value in different states could end up paying very different amounts.
No, stamp duty only covers the government tax on transferring property ownership. It does not include costs like loan application fees, mortgage registration, legal charges, or conveyancing expenses. These are additional costs you’ll need to budget for separately. Using a stamp duty calculator can help you estimate this one major cost, but it’s important to consider the full picture when planning your finances.
Stamp duty must usually be paid at settlement or within a set period after signing the contract of sale, depending on the state or territory. The timeframe can range from a few weeks to a couple of months. If you don’t pay on time, penalties or interest may apply. Knowing the exact due date in your state helps you prepare funds and avoid delays at settlement.
A stamp duty calculator gives you a quick and reliable estimate of how much duty you’ll need to pay before buying property. By entering details like purchase price, location, and buyer type, you can see your expected costs instantly. It also highlights if you’re eligible for concessions or exemptions, such as first-home buyer discounts. This helps you plan your budget, manage deposits, and avoid hidden surprises.

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Ready to calculate stamp duty for free?

Enter your details and get instant stamp duty estimates in just one click using our simple and free calculator.

Mortgage Broker in Point Cook

Credit Hub Australia

About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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