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5.14%

HOME LOAN

5.14%

COMPARISON

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Smarter SMSF Home Loan Solutions by Credit Hub

Our expert SMSF mortgage brokers connect you with trusted lenders, offering competitive rates and strategies that help you grow your super fund through property.

Get The Right SMSF Home Loan

Fill out the form to get started with our services today!
20 Years

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Smart Solutions, Simple Approach

We simplify SMSF home loans with 52+ trusted lenders, ensuring competitive rates, tailored options, and expert support for your super fund investment.

Competitive Rates

Access the best rates and secure property lending options that maximise your super fund’s growth.

Online Tracking Portal

Easily manage your application, upload documents, and track progress in real time through our secure portal.

Vast Lender Network

With trusted SMSF mortgage lenders, explore tailored lending solutions to support property purchases and long-term investment strategies.

Personalised Expert Guidance

Get one-on-one support, ensuring your SMSF property lending journey is smooth and stress-free.

Why Choose Credit Hub for SMSF Loans Over Traditional Banks?

Unlike banks, we offer personalised support, access to 52+ trusted lenders and different loan options as per your super fund strategy.

Banks

Smarter SMSF Lending. Fast Approvals. That’s the Credit Hub Way.

Simplifying the Complex SMSF Home Loan Process

SMSF home loans are more complex than standard mortgages, requiring strict compliance, detailed documentation, and careful structuring. Unlike average home loans, SMSF property lending involves trustees, legal obligations, and specialised SMSF mortgage lenders who understand superannuation rules.

At Credit Hub, our experienced mortgage brokers make the process straightforward by guiding you through regulations, securing competitive rates, and ensuring your SMSF mortgage aligns with your investment strategy. Whether you’re exploring residential or commercial property, we simplify approvals, compare multiple SMSF mortgage lenders, and provide expert support to help you invest confidently through your self-managed super fund.

Simplifying the Complex SMSF Home Loan Process

Expert SMSF Home Loan Guidance

SMSF home loans can be more complicated than standard mortgages, requiring strict compliance with superannuation rules and specialised lending knowledge. At Credit Hub, our dedicated SMSF home loan brokers simplify the process by connecting you with over 52+ lenders offering competitive rates and tailored loan structures.

Whether you’re purchasing residential or commercial property through your fund, our team ensures your SMSF property lending strategy aligns with long-term investment goals. From documentation and lender negotiations to ongoing support, we provide a smooth, transparent experience.

Our SMSF Loan Options

Get tailored SMSF lending solutions with expert guidance and competitive rates.

SMSF Residential Property Loans

Invest in residential property through your SMSF with lending solutions provided by our expert mortgage brokers.

SMSF Commercial Property Loans

Our SMSF home loan brokers connect you with trusted mortgage lenders to leverage purchase of offices, retail, or industrial sites.

SMSF Mixed-Use Property Loans

Access SMSF mortgage lenders and strategies designed to maximise both residential and commercial returns.

Frequently Asked Questions

Find answers to common lawyer home loan questions.

An SMSF home loan is a specialised loan that allows a Self-Managed Super Fund (SMSF) to borrow money for purchasing investment property. Unlike standard home loans, SMSF mortgages must comply with superannuation laws and restrictions. Credit Hub’s experienced SMSF mortgage brokers guide trustees through lender policies, compliance requirements, and tailored loan structures to help build retirement wealth effectively.

With SMSF property lending, the fund sets up a Limited Recourse Borrowing Arrangement (LRBA) to purchase property. Lenders can only claim against the property being financed, not the entire SMSF. At Credit Hub, our SMSF home loan brokers simplify this complex process, ensuring your loan meets compliance requirements while securing competitive rates from leading SMSF mortgage lenders in Australia.

Any SMSF trustee can apply for an SMSF mortgage, provided the fund is compliant with ATO regulations. Typically, these loans are suitable for investors wanting to use superannuation savings to purchase residential or commercial properties. Credit Hub’s brokers assess fund eligibility, borrowing capacity, and investment goals, matching you with the right lenders.
SMSF home loans allow trustees to purchase residential, commercial, or mixed-use investment properties. However, properties must be for investment purposes and not for personal use. For example, you can buy offices, retail spaces, or rental properties. Credit Hub works with trusted SMSF mortgage lenders to help you explore property investment opportunities while staying compliant with regulations.
Yes, SMSF mortgages generally have stricter lending requirements, higher fees, and interest rates compared to standard home loans. This is due to the additional risk and compliance involved. However, with Credit Hub’s wide network of SMSF mortgage lenders, you gain access to competitive rates and tailored loan structures, reducing overall borrowing costs for your fund.
Borrowing capacity for SMSF property lending usually ranges between 60–80% of the property value, depending on the lender and your fund’s financial health. Credit Hub compares multiple SMSF mortgage lenders to maximise your borrowing power while keeping your loan structure compliant and manageable for long-term returns.
An SMSF home loan broker like Credit Hub simplifies the complex loan process by offering access to multiple SMSF mortgage lenders, structuring compliant loans, and negotiating competitive terms. This saves trustees time, ensures regulatory compliance, and supports stronger property investment outcomes within your SMSF.

Yes, refinancing an SMSF mortgage is possible if you meet lender requirements and remain compliant with superannuation laws. Refinancing can help reduce interest costs, access better loan features, or restructure repayments. Credit Hub’s experienced brokers assist trustees in reviewing existing loans, finding better rates, and transitioning smoothly with minimal disruption.

Your Next Move, Backed by Smarter Loans. That’s the Credit Hub Way.

Our Process Is Easy And It Works

Our proactive team and secure online portal guide you through every stage of your SMSF home loan journey.

1

Initial Consultation

We review your SMSF structure, compliance, and borrowing needs to create a loan strategy aligned with ATO regulations.

2

Finding The Right Loan

With access to 52+ SMSF mortgage lenders, we compare competitive SMSF property lending options for residential and commercial property.

3

Approval & Settlement

Our experts handle documentation, liaise with SMSF home loan brokers, and ensure smooth settlement with lenders and your SMSF trustee.

4

Ongoing Support

We provide refinancing options, annual reviews, and ongoing compliance support to keep your SMSF mortgage stress-free and effective.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, check SMSF borrowing power, and plan smarter with tailored tools designed to simplify your SMSF property lending journey.

Loan Repayment

Calculate your monthly repayment?

Borrowing Power

How much can I borrow?

Budget planner

How to plan your Budget?

Stamp duty

How much is my stamp duty?

Find The Right SMSF Loan Solution

Get expert loan guidance, competitive rates, and faster approvals – start your journey toward smarter property ownership today.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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