Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

5.14%

COMPARISON

Conditions Apply*

Upgrade Seamlessly with Next Home Buyer Loans

Secure your next home confidently with Credit Hub’s tailored loan solutions, competitive rates, and personalised support from expert mortgage brokers.

Get the Best Loan for Your Next Home

Fill out the form to get started with our services!
20 Years

$3 Billion Loans Settled

5 Star On Google

52 + Lenders

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

6.55%

BUSINESS LOAN

5.99%

ASSET FINANCE

Conditions Apply*

Smart Solutions, Simple Approach

We make upgrading to your next home simple, smooth, and stress-free. From personalised loan strategies to faster approvals, we guide you every step of the way with expert advice and access to 52+ trusted lenders.

Access Your Equity

Use the equity in your current home to make your next home purchase easier with smarter financing options.

Lower Deposits

Buy your next dream home sooner with low-deposit options, starting from as little as 5% deposit.

Exclusive Cashback Offers

Get access to special cashback offers and other exclusive benefits when you choose us for your next home loan.

Vast Lender Network

Get access to 52+ trusted lenders offering different loan options and competitive rates to make upgrading to your next home easier.

Why Choose Credit Hub Over Traditional Banks?

With the right expertise and knowledge, we help you upgrade to your next home hassle-free. With more lender options, better rates, and personalised guidance, we put your goals first – not the bank’s.
Criteria Traditional Banks
Lender NetworkAccess to 52+ trusted lenders for best options.Restricted to their own loan products.
Personalised AdviceDedicated brokers offering tailored upgrade strategies.One-size-fits-all with minimal personalisation.
Approval SpeedStreamlined process for faster approvals, smoother settlements.Slower approvals due to rigid internal processes.
Equity GuidanceExpert advice on leveraging equity for purchase.Limited guidance on equity or upgrading homes.
Deposit OptionsLow deposit loans available, starting from 5%.Higher deposit requirements with little flexibility.
Support & Access24/7 online portal to track and manage applications.Limited communication, mostly via call centres.
Client ReviewsHundreds of verified 5-star reviews from happy clients.Mixed experiences with less tailored support.

Why Choose Credit Hub Over Traditional Banks?

With the right expertise and knowledge, we help you upgrade to your next home hassle-free. With more lender options, better rates, and personalised guidance, we put your goals first – not the bank’s.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Upgrade Confidently with Tailored Loans. That’s the Credit Hub Way.

How Credit Hub Simplifies Next Home Loans

Buying your next home can feel overwhelming, but with a variety of loan options, our team makes the process simple and stress-free. Whether you’re upgrading, downsizing, or relocating, we provide guidance on every step of securing mortgage loans for next home buyers.

With access to 52+ trusted lenders, we compare competitive rates and tailor solutions to suit your financial goals. Our experts help you leverage existing equity, explore low deposit options, and manage all the paperwork for a faster, hassle-free approval. From pre-approval to settlement, we ensure a seamless journey, helping you move into your next dream home with confidence.

Upgrading Homes Without the Headaches

Upgrading to your next home is exciting, but it can be challenging if you try to handle everything on your own. But, with access to 52+ trusted lenders, we secure competitive rates, tailored loan solutions, and faster approvals to match your financial goals.

We help you leverage existing equity in your current property and explore low deposit options starting from just 5%. Plus, with select lenders, you could benefit from reduced or waived Lenders Mortgage Insurance (LMI), helping you save thousands. From application to settlement, our experts manage everything, ensuring your next home loan journey is easy, transparent, and completely hassle-free.

Frequently Asked Questions

We’ve answered the most common ones to make your journey smoother

Whether to buy or sell first depends on your financial situation and property goals. Selling first can give you certainty and avoid bridging finance, while buying first may secure your dream home in competitive markets. We help you explore options like bridging loans, equity release, and tailored strategies to make upgrading seamless. With access to 52+ lenders, we ensure you’re financially prepared to make the best move for your next home.
Buying and selling a home involves several costs, including stamp duty, legal fees, lenders mortgage insurance (LMI), agent commissions, and moving expenses. We break down every cost upfront and help you save where possible, such as accessing reduced LMI options and securing low-deposit loans. Our experts guide you through grants, exemptions, and incentives to ensure you don’t pay more than necessary while transitioning into your next dream home.
Home equity is the difference between your property’s value and the amount you owe on your mortgage. When buying your next home, you can use your built-up equity as a deposit, reducing upfront costs and potentially avoiding Lenders Mortgage Insurance (LMI).We analyse your equity, assess borrowing power, and connect you to tailored loan options from 52+ lenders. This lets you unlock the value of your current property and smoothly transition into your next home with smarter financing.
Getting pre-approved gives you a clear picture of your borrowing power and strengthens your position when making offers. We simplify the pre-approval process by comparing 52+ lenders and selecting the best match based on your financial profile. Our brokers prepare your application, gather documents, and handle negotiations with lenders, ensuring faster approvals. With pre-approval in hand, you can confidently upgrade to your next home and secure the right property without financial uncertainty.
LMI (Lenders Mortgage Insurance) protects lenders when borrowers have a deposit smaller than 20%. LVR (Loan-to-Value Ratio) compares your loan amount to the property’s value and determines if LMI applies. We help you reduce or waive LMI through select lender policies, saving you thousands. With access to low-deposit options and 52+ lenders, we tailor solutions that make upgrading to your next home easier and more affordable, even with smaller deposits.
A home loan repayment calculator estimates your monthly repayments based on loan amount, term, and interest rate. We guide you in using our easy-to-use calculator to understand how different scenarios affect affordability. Combine this insight with our tailored loan solutions from 52+ lenders, and you can confidently plan your next home purchase knowing exactly what fits your budget. We also factor in LMI savings, equity use, and low-deposit options for accurate results.
Upgrading to your next home is exciting – but managing finances can feel overwhelming. At Credit Hub, we make the process simple, fast, and stress-free. With access to 52+ trusted lenders, we compare options to secure competitive rates, low-deposit loans, and even LMI waivers. Our experts help you unlock existing equity, manage bridging finance, and provide personalised loan strategies tailored to your goals. From pre-approval to settlement, we handle the hard work so you can focus on finding your next dream home.

Your Next Move, Backed by Smarter Loans. That’s the Credit Hub Way.

Our Process is Easy and it Works

Upgrading to your next home doesn’t have to be stressful.

1

Initial Consultation

We understand your next home goals, review your financial situation, and assess your equity, borrowing power, and deposit options.

2

Loan Comparison

With access to 52+ lenders, we compare tailored loan solutions, including low-deposit options and potential LMI waivers, to match your needs.

3

Application Support

We handle the paperwork, pre-approvals, and lender communications, keeping you updated at every stage for a hassle-free experience.

4

Approval & Settlement

From bridging loans to final settlements, we ensure your next home upgrade is smooth, fast, and stress-free.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, check borrowing power, compare loans, and plan smarter – all with easy tools designed to guide your next move.

Borrowing Power

How much can I borrow?

How long to repay

How much time I have for repaying my loan?

Property selling cost

What is the cost involved with selling a property?

Home loan offset

How can I calculate my Home loan offset?

Ready to upgrade to your next home?

Get expert guidance and lending support tailored to your journey.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia

About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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