Fast Approval Fleet Loans in Australia

We provide Australian businesses with tailored fleet loans to finance one vehicle or entire fleets, supporting growth, expansion, and efficiency seamlessly.

Get the Right Fleet Loan

Submit your details, and we’ll get in touch to discuss your fleet loan needs. 

20 Years

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Smart Fleet Finance, Simple Approach

With 52+ trusted lenders, we secure competitive fleet loan rates, fast approvals, and provide expert guidance for your vehicle financing.

Competitive Fleet Loan Rates

Access the most competitive fleet loan rates in Australia and save money with help from our experienced finance brokers.

Real-Time Tracking Portal

Upload documents, track applications, and receive real-time updates anytime, anywhere with our secure online fleet loan portal.

Vast Lender Network

Connect with 52+ trusted lenders to explore tailored fleet loan options and secure the best deals for your vehicles.

Personalised Support

Enjoy one-on-one broker support throughout your fleet loan journey, ensuring a smooth, transparent, and stress-free experience.

Why Choose Credit Hub for Fleet Loans Over Traditional Banks?

At Credit Hub, we make fleet financing simple with tailored loan solutions, access to 52+ lenders, and expert broker support every step of the way.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Smarter Fleet Loans, Faster Approvals. That’s The Credit Hub Way.

Your Fleet Loan Made Simple With Credit Hub

Looking for the right fleet loan to expand your business vehicles? Credit Hub makes it easy. With access to 52+ trusted lenders, we offer competitive rates and tailored fleet finance solutions to match your business needs. Whether you’re purchasing new vehicles, upgrading your existing fleet, or refinancing, our expert brokers guide you every step of the way.

We streamline the entire process, providing fast approvals and minimal paperwork, so you can focus on running your business while we handle the finances. Start your journey with Credit Hub today, and get the fleet financing you need with confidence.

Who Can Apply for a Fleet Loan with Credit Hub?

At Credit Hub, we connect businesses with tailored fleet financing tailored to their needs. Our fleet loans are designed for established businesses looking to purchase, upgrade, or refinance multiple vehicles, and for growing companies wanting to expand their operations with a reliable fleet.

Logistics providers, construction firms, delivery services, and sales teams can all benefit from customised fleet finance strategies. Even self-employed operators can access tailored solutions to ease cash flow and manage vehicle expenses effectively. With access to 52+ trusted lenders, we create loan options that fit your business size, structure, and goals, helping you keep your fleet on the road and your growth on track.

Our Fleet Loan Options

Discover a range of tailored fleet finance solutions designed to help Australian businesses purchase, upgrade, or refinance vehicles. With expert support, fast approvals, and access to 52+ trusted lenders, Credit Hub makes fleet financing simple.

Hire Purchase

Spread the cost of vehicles over time with structured hire purchase agreements, keeping cash flow steady.

Finance Lease

Lease vehicles with the option to upgrade or purchase later, giving your business flexibility without large upfront costs.

Operating Lease

Avoid ownership risks by leasing vehicles long-term, with maintenance and servicing included for predictable business costs.

Personal Truck Loans

Get a personalised truck loan with simple terms and fast approval processes.

Frequently Asked Questions

We’ve answered the most common ones to make your journey smoother

A fleet loan is a financing option designed to help businesses purchase, lease, or refinance multiple vehicles under one loan arrangement. Instead of applying for separate loans for each vehicle, with business fleet loans, businesses can manage their entire fleet with a single facility. This makes repayments easier to handle, improves cash flow management, and may provide access to better rates. Fleet loans are commonly used by logistics companies, delivery services, construction firms, and sales teams that rely on multiple vehicles.

Fleet loans in Australia are available to a wide range of businesses, including small businesses, medium-sized companies, and large enterprises. They are ideal for logistics providers, transport companies, construction firms, delivery services, and even sales teams that require multiple vehicles. Self-employed individuals with ABNs may also qualify if they meet lender requirements. Credit Hub works with over 52 trusted lenders to match you with tailored fleet finance solutions, whether you need just a few vehicles or a large-scale fleet.

Fleet loans provide several benefits for businesses. They allow you to purchase or lease multiple vehicles under one structured loan, making repayments easier to manage. Flexible repayment terms, potential tax deductions on depreciation and interest, and competitive rates are major advantages. Fleet loans also help conserve working capital by spreading the cost over time instead of paying up front. With Credit Hub’s access to 52+ lenders, you can compare options and secure the best deal suited to your fleet’s needs.

Businesses in Australia can choose from several fleet finance options, including chattel mortgages, hire purchase agreements, finance leases, novated leases, and operating leases. A chattel mortgage provides ownership from day one with tax benefits, while hire purchase spreads payments over time. Finance leases offer flexibility with the option to upgrade, while novated leases package vehicle finance with employee salaries. Operating leases allow you to lease vehicles long-term without ownership risks. Credit Hub helps tailor the right option to your business goals.

Yes, small businesses can apply for fleet loans in Australia. Whether you operate a delivery service, construction company, or sales team, lenders provide flexible fleet finance options to suit your needs. Even if you only need two or three vehicles, fleet loans can make managing repayments easier. At Credit Hub, our brokers specialise in supporting small business owners by matching them with the right lenders and loan structures to help them grow, expand, and manage their fleet effectively.

The documents required for a fleet loan typically include your business ABN or ACN, recent financial statements, proof of income, identification, and details of the vehicles you plan to purchase or refinance. Depending on the lender, you may also need tax returns, cash flow statements, or bank records to demonstrate repayment capacity. Credit Hub simplifies the process with a secure online portal, allowing you to upload documents and track your application progress in real time for faster approvals.

A car loan is generally used to finance one vehicle, whereas a fleet loan is designed to cover multiple vehicles under a single facility. This makes fleet loans ideal for businesses managing a group of cars, vans, or trucks. With fleet loans, repayments are consolidated, administration is simplified, and businesses often gain access to better rates compared to separate car loans. Fleet finance also offers flexibility in structuring repayments, leasing options, and tax benefits, making it a smarter business choice.

Fleet loan approvals can vary depending on the lender and the complexity of the application. With Credit Hub’s streamlined process and access to over 52 lenders, many businesses receive pre-approvals within 24–48 hours, while full approvals can take a few business days. Factors like business financials, vehicle details, and loan type may impact approval times. Our brokers ensure minimal paperwork, fast processing, and personalised guidance to get your vehicles on the road quickly and keep your business running smoothly.

More Loan Options, Less Stress. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Fleet Loans For Your Business

At Credit Hub, we make securing a fleet loan simple and stress-free, helping businesses purchase, upgrade, or refinance vehicles quickly.

1

Initial Consultation

We understand your fleet requirements, cash flow, and borrowing capacity to design a personalised fleet finance strategy.

2

Loans & Comparison

We compare 52+ trusted lenders to provide tailored fleet loan solutions with competitive rates and flexible terms.

3

Application & Approval

Our team manages the paperwork, submits your fleet loan application, and works with lenders for faster approvals.

4

Settlement & Support

From approval to settlement, we offer end-to-end guidance, ensuring a smooth, transparent, and hassle-free fleet financing experience.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, check borrowing power, compare loans, and plan smarter – all with easy tools designed to guide your next move.

Loan Repayment

How to plan your Budget?

Extra Repayment

How much is my equipment finance repayment?

Equipment Finance

What is loan comparison?

Lumpsum Repayment

How much can I save?

Ready to Secure Your Fleet Loan?

Get the vehicles your business needs today with tailored fleet loans, competitive rates, and expert guidance from Credit Hub.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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