Fast Approval Commercial Property Refinance in Australia

Get the best deal on refinancing for your commercial property with Credit Hub. Whether you’re refinancing or seeking a new commercial property loan in Australia, our specialists make the process simple, fast, and stress-free.

Get the Right Commercial Property Loan

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20 Years

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

HOME LOAN

5.14%

COMPARISON

Conditions Apply*

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Smart Refinance, Simple Approach

With 52+ trusted lenders, we secure competitive commercial property finance rates, fast approvals, and provide expert guidance every step of the way.

Lower Repayments

Access the best refinance options to reduce repayments and save more on your commercial property loan.

Real-Time Tracking Portal

Upload documents, track progress, and receive updates anytime through our secure online loan portal.

Vast Lender Network

Connect with 52+ lenders to compare refinance deals and secure the most suitable terms.

Personalised Support

Enjoy one-on-one broker support throughout your refinance journey, ensuring a smooth, transparent, and stress-free experience.

Why Choose Credit Hub For Commercial Property Refinance?

At Credit Hub, our dedicated brokers provide expert guidance, tailor strategies to your goals, and keep you informed every step of the way. Unlike generic lenders, we focus on your unique property needs, ensuring competitive rates and smooth settlements. 

From 5.14%

p.a.
Others

From 5.99%

p.a.

Refinance Faster, Save Smarter. That’s The Credit Hub Way.

How Credit Hub Makes Commercial Property Refinance Easy

Refinancing your commercial property doesn’t have to be complicated. Our expert commercial property finance brokers handle everything, from reviewing your current loan, preparing documentation, negotiating with lenders, to securing the best finance rates.

Our secure online portal lets you track your refinance progress anytime, giving you peace of mind. Whether office space, retail, industrial, or mixed-use property, Credit Hub ensures your refinance commercial property journey is clear, fast, and hassle-free.

How Credit Hub Makes Commercial Property Refinance Easy

Why Credit Hub Stands Out From The Rest

At Credit Hub, we go beyond traditional lending by putting your business and property goals first. With access to 52+ trusted lenders, our expert brokers provide tailored solutions that suit your unique needs, whether you’re purchasing, refinancing, or expanding. We focus on securing competitive rates, faster approvals, and loan structures designed to improve cash flow and long-term growth.

Unlike one-size-fits-all bank products, Credit Hub offers personalised strategies, real-time application tracking, and end-to-end guidance. Our reputation is built on trust, transparency, and hundreds of 5-star reviews from satisfied Australian business owners and property investors.

Our Commercial Property Refinance Loan Options

Explore tailored commercial property refinance loans designed to reduce repayments, unlock equity, or restructure existing finance. With expert broker support, faster approvals, and access to 52+ trusted lenders, Credit Hub makes refinancing your property simple and effective.

Rate Reduction Refinance

Lower monthly repayments by switching to lenders offering more competitive commercial property finance rates.

Equity Release Loans

Access built-up equity in your property to reinvest, expand, or improve cash flow.

Debt Consolidation Loans

Combine multiple business or property loans into one manageable commercial property loan structure.

Fixed & Variable Refinance

Choose between fixed or variable loan rates tailored to your repayment strategy.

Short-Term Refinance Loans

Use bridging or short-term refinance to cover transitions between properties or investments.

Long-Term Refinance Loans

Secure stable, long-term property refinance options designed for investors and business owners.

Frequently Asked Questions

We’ve answered the most common ones to make your journey smoother

Commercial property refinance is the process of replacing your current loan with a new one, often with better terms. Business owners and investors refinance to reduce repayments, access lower interest rates, or unlock equity for expansion. Refinancing can also consolidate multiple loans into one manageable repayment. At Credit Hub, our brokers compare 52+ lenders to find competitive commercial property finance rates and guide you through the refinance process, ensuring you save money and achieve your property investment goals with ease.
Refinancing a commercial property loan can help reduce costs, improve cash flow, or unlock equity for other investments. It may also allow you to switch to a loan with better rates, longer terms, or more flexible repayment options. Businesses often refinance to fund expansion, upgrade equipment, or consolidate debt. By reviewing your current loan against new market options, brokers like Credit Hub ensure you secure the most suitable refinance strategy for your financial goals and long-term property plans.
Savings depend on your current loan terms, interest rate, and the new deal secured. Refinancing can reduce monthly repayments, lower interest costs, and save thousands over the loan term. Some borrowers also unlock equity to reinvest or expand. Using a broker ensures you compare lenders to access the most competitive commercial property finance rates. At Credit Hub, we evaluate your financial position, run loan comparisons, and highlight potential savings so you can make a confident decision.
The refinance process starts with reviewing your existing loan and financial position. A broker then compares refinance options across multiple lenders to find better rates or terms. Once you choose a loan, the application is submitted, documents are verified, and the lender approves the refinance. Finally, your old loan is closed, and the new one takes effect. At Credit Hub, we simplify this journey by managing paperwork, liaising with lenders, and ensuring a smooth settlement process.
Lenders generally require financial statements, business tax returns, property details, bank statements, and cash flow records to assess your refinance application. Some may request lease agreements if rental income supports repayments. Requirements vary depending on the lender and loan type. Having complete documentation improves approval speed and terms. At Credit Hub, we guide you step by step, ensuring your paperwork is accurate and ready, which increases the chances of securing the best refinance deal.
Yes, refinancing is possible with bad credit, but options may be limited. Banks often reject applicants with poor credit histories, but private lenders or specialist financiers may still consider your application. Interest rates may be higher, and additional security may be required. A commercial property loan broker like Credit Hub can connect you with lenders who work with complex situations and negotiate terms that help you refinance despite credit challenges, giving you the opportunity to rebuild financial stability.

The timeframe depends on the lender and complexity of your loan. On average, refinancing takes 2–6 weeks. Banks may take longer due to strict processes, while private lenders often approve faster. Factors such as property valuation, loan size, and complete documentation also influence timing. At Credit Hub, we streamline the refinance process by managing paperwork, tracking progress through our secure portal, and liaising with lenders directly, helping you secure faster approvals and minimal delays during settlement.

While you can approach lenders directly, using a broker saves time and often results in better outcomes. A commercial property loan broker has access to multiple banks and private lenders, enabling you to compare deals and secure competitive property finance rates. Brokers also manage paperwork, negotiate terms, and guide you through approval and settlement. At Credit Hub, our team specialises in commercial property refinance, helping businesses and investors achieve cost savings, improved loan terms, and long-term growth strategies.

More Loan Options, Less Stress. That’s The Credit Hub Way

Easy Process, Expert Guidance, Faster Commercial Property Refinance for Your Business

At Credit Hub, we make refinancing a commercial property loan simple and stress-free, helping you reduce repayments, unlock equity, or restructure finance with competitive rates from 52+ trusted lenders.

1

Initial Consultation

We review your property goals, cash flow, and borrowing capacity to design a tailored refinance loan strategy.

2

Loa & Assessment

We compare 52+ trusted lenders to find the most competitive commercial property refinance rates and terms.

3

Application & Approval

Our team prepares the documentation, submits your refinance application, and liaises with lenders for faster approvals.

4

Settlement & Support

From approval to settlement, we provide end-to-end guidance, ensuring a smooth, transparent, and hassle-free refinance experience.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, compare refinance options, check borrowing power, and plan smarter – all with simple tools designed to guide your next property move.

Loan Repayment

Calculate your monthly repayment?

Extra Repayment

How much i save paying extra?

Stamp Duty

How much is my stamp duty?

How long to repay

How much time I have for repaying my loan?

Ready to Refinance Your Commercial Property?

Get expert support today and secure the best commercial property finance rates with ease.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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