Trusted Commercial Loans for Australian Businesses

Credit Hub’s licensed brokers offer tailored commercial lending in Australia, helping self-employed individuals and large businesses with expert advice and personalised solutions.

Get the Right Commercial Loan

Fill out the form to get started with our services!
20 Years

Find Out About Our Latest Rates

We negotiate better rates with 52+ lenders for you.

5.14%

COMMERCIAL LOAN

5.54%

COMPARISON

Conditions Apply*

3 Billion Loans Settled

5 Star on Google

52 + Lenders

Smart Solutions, Simple Approach

When banks make things tough, Credit Hub makes it easy with low loan rates, 52+ lenders, quick approvals, and real support Australians trust.

Best Rates

Access the best commercial loan and refinance rates in Australia, saving thousands on interest with trusted mortgage experts.

Real-Time Tracking Portal

Manage your mortgage online, track applications, upload documents, and get real-time loan updates anytime, anywhere in Australia.

Vast Lender Network

Access 52+ trusted lenders to find the most competitive rates and multiple options as per your needs.

Personalised Support

Get expert, one-on-one guidance throughout your home loan journey for a smooth and stress-free experience.

Why Choose Credit Hub Over Traditional Banks?

Learn why Credit Hub is your partner for business and commercial loans, ensuring better choices, smooth processes, and stress-free settlements.

From 5.14%

p.a.
Banks

From 5.99%

p.a.

Smarter Commercial Lending, Fast approvals. That’s the Credit Hub Way.

What is a commercial loan, and how to Get One with Credit Hub?

A commercial loan helps businesses and investors fund property purchases, development plans, and other large-scale investments. At Credit Hub, our licensed commercial finance brokers specialise in providing personalised loan solutions designed to match your unique needs. Whether you’re a self-employed individual seeking funding to grow or a large corporation managing complex property investments, we make financing simple and stress-free. From commercial property lending to land banking, we guide you through every step with expert advice and access to 52+ trusted lenders. With a legal duty to act in your best interest, we secure competitive rates and customised solutions to help you achieve your business goals faster.

Your Guide to Commercial Loans and Custom Solutions by Credit Hub

Who Can Apply for a Commercial Loan with Credit Hub

At Credit Hub, we make commercial loans accessible to a wide range of clients by offering solutions to suit every need. Whether you’re a self-employed individual seeking funding for your business, a property investor looking to expand your portfolio, or a large corporation planning a major development, our licensed commercial finance brokers are here to help.

From commercial property loans to land banking, we provide customised options and expert guidance. With our legal duty to act in your best interest, we make securing the right funding simple, smooth, and stress-free for businesses of all sizes.

Our Commercial Loan Services

At Credit Hub, we offer a complete range of commercial loan solutions to support self-employed individuals, property investors, and large corporations. From purchasing property to funding development projects to commercial financing, we provide expert guidance, competitive rates, and personalised solutions to help you achieve your business goals with ease and confidence.

Commercial Property Loans

Get funding for offices, warehouses, and retail spaces with tailored terms and access to 52+ trusted lenders.

Commercial Property Refinance

Lower repayments or unlock equity with fast approvals, expert refinancing advice, and competitive lender options.

Property Development Loans

Finance small or large property development projects with customised structures, competitive rates, and expert broker guidance.

Land Banking

Invest strategically in future growth opportunities with land banking loans designed for competitive and tailored funding.

Gap Funding

Bridge financial shortfalls with quick gap funding solutions, ensuring your projects continue without delays or disruptions.

Private Funding

Access fast, accurate private lending options for projects requiring approvals beyond traditional banks’ limited lending criteria.

Frequently Asked Questions

We’ve answered the most common ones to make your journey smoother

At Credit Hub, we offer a wide range of commercial loan solutions tailored to suit your business and investment needs. Our services include commercial property loans for purchasing or refinancing office spaces, warehouses, and retail outlets. We also provide commercial property refinance to lower repayments or release equity, property development loans for small or large-scale projects, and land banking loans to help you secure strategic property parcels for future growth. Additionally, we offer gap funding to cover shortfalls in financing and private funding options with fast approvals and practical lending terms. Whatever your goal, we provide personalised guidance and access to 52+ trusted lenders for competitive deals.

Working with a licensed commercial mortgage broker like Credit Hub can significantly improve your chances of securing better loan terms. Unlike traditional banks, which only offer their in-house products, we compare deals from 52+ lenders, including banks, private lenders, and non-bank financial institutions. Our brokers have a legal duty to act in your best interest, meaning we negotiate lower interest rates, tailored repayment options, and customised loan structures suited to your financial goals. We handle the entire process-from reviewing your eligibility to managing documents and approvals – ensuring a smooth, stress-free experience. With Credit Hub, you save time, avoid unnecessary stress, and access funding solutions designed to benefit your business.

Eligibility for a commercial loan in Australia depends on several factors, and at Credit Hub, we make it simple to assess your options. Lenders generally evaluate your credit profile, business financials, property type, and loan purpose. For self-employed individuals, we can secure low-doc loans that require fewer documents. For large corporations or established businesses, we negotiate competitive terms based on your income stability and borrowing capacity. Even if your situation is complex, our licensed commercial finance brokers find solutions through our 52+ lender network, including private lenders who offer feasible approval criteria. To know where you stand, we provide a free initial assessment and help you understand exactly what’s required to qualify.

When applying for a commercial loan with Credit Hub, the required documents may vary depending on your situation and loan type. Typically, you’ll need:

  • Identification documents (driver’s licence, passport)
  • Business financials (tax returns, profit and loss statements, balance sheets)
  • Personal income documents (for self-employed individuals)
  • Property details (valuation reports, purchase contracts)
  • Loan purpose documentation (development plans, project budgets, or invoices)

If you’re applying for a low-doc loan, we work with lenders who accept minimal paperwork, making the process smoother. Our licensed brokers guide you through exactly what’s needed, ensuring your application is complete and increasing your chances of fast approval.

At Credit Hub, we streamline the commercial loan application process to make it as quick and stress-free as possible. Typically, the approval process takes 2 to 4 weeks, depending on your loan type, financial situation, and the lender’s assessment timeline. For straightforward applications like commercial property loans or refinancing, approvals are often faster. However, more complex scenarios — such as property development loans or private funding — may require additional checks and valuations, which can extend the process slightly. Our licensed commercial finance brokers manage everything on your behalf, ensuring documents are accurate and deadlines are met. With access to 52+ lenders, we secure competitive deals without unnecessary delays.

The amount you can borrow for a commercial loan in Australia depends on your income, financial stability, and property type. At Credit Hub, we work closely with 52+ lenders to assess your borrowing capacity and secure the best deal for your goals. Typically, lenders provide up to 70-80% of the property’s value for commercial property loans, while development loans or private funding may vary based on project risk and cash flow forecasts. Whether you’re a self-employed individual or managing a large corporation, our licensed brokers structure solutions that maximise your borrowing potential and secure the funding you need for growth.

The best loan for commercial property depends on your investment strategy and financial goals. At Credit Hub, we offer multiple options:

  • Commercial Property Loans → For purchasing or refinancing offices, warehouses, and retail spaces.
  • Commercial Property Refinance → To reduce repayments or release equity.
  • Private Funding → For fast approvals when traditional lenders can’t meet your needs.
  • Property Development Loans → Ideal for development, subdividing, or upgrading properties.

Our licensed commercial finance brokers review your financial profile, property type, and objectives to recommend the most suitable loan from 52+ lenders, ensuring competitive rates and terms.

Commercial loans are specifically designed to purchase, refinance, or invest in commercial properties like offices, retail spaces, and warehouses. These loans often require larger deposits, have different interest rates, and may involve GST and stamp duty considerations.

In contrast, business loans are generally used to fund day-to-day operations, buy equipment, cover cash flow gaps, or expand your business. They usually involve smaller amounts and shorter terms compared to commercial property loans.

At Credit Hub, our licensed brokers guide you through both options, helping you choose the right loan structure to match your goals and secure competitive terms from 52+ lenders.

More Loan Options, Less Stress. That’s the Credit Hub Way.

Easy Process, Expert Guidance, Faster Commercial Loans for Your Business

From application to approval, our licensed commercial finance brokers simplify every step, making your commercial loan journey smooth, clear, and stress-free.

1

Initial Consultation

We understand your business goals, financial situation, and borrowing capacity to design a personalised commercial loan strategy that aligns with your needs.

2

Loan & Assessment

Our brokers compare 52+ lenders to provide tailored commercial loan solutions, ensuring you secure the most competitive rates.

3

Application & Approval

We manage all documentation, submit your application, and liaise directly with lenders for a fast and seamless approval process.

4

Settlement & Support

From approval to settlement, we provide end-to-end guidance and ongoing support to ensure your commercial property, business funding or land banking journey stays hassle-free.

More Lenders More Chances to Say Yes

Get expert loan solutions with our 52+ lenders on board.

All the Calculators You’ll Ever Need

Estimate repayments, check borrowing power, compare loans, and plan smarter – all with easy tools designed to guide your next move.

Lump Sum Repayment

How much Lump Sum repayment can I make?

Borrowing Power

How much can I borrow?

Loan Repayment

Calculate your montly repayment.

Property Selling Cost

What is the cost involved with selling a property?

Property Buying Cost

What is the cost involved with buying a property?

Struggling to Secure The Right Commercial Loan for Your Business Growth?

Connect with our expert Australian commercial finance brokers today for personalised solutions, competitive rates, and personalised support throughout your commercial loan journey.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

Thank You for Contacting Us

Connect with Us