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Questions That You Need to Ask Your Conveyancer

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Property investment can be one of the most important investments you make in your life. With the real estate sector reaching new levels, owning a property nowadays requires you to invest a significant amount of your lifelong earnings. An investment worth this much needs to be processed smoothly, efficiently, as well as according to Australia’s property ownership regulations. That’s why we recommend you hire a good conveyancer. With our list of questions, you will know what needs to ask your conveyancer.

People generally do not wish to deal with the complex title ownership process which requires hours of paperwork and drafting. Instead, they hire a conveyancer to carry out this transaction on their behalf. And provide them with ownership rights for the property they wish to buy.

However, if you are planning to invest your hard-earned money in buying yourself a property you will want the process to be handled correctly and seamlessly. For the process to go smoothly, a good conveyancer needs to be hired. That conveyancer must have the necessary experience and knowledge of the system.

To help you with hiring and selecting a shortlist of efficient conveyancers from the not so good ones. We give you a list of questions that you need to ask your conveyancer during the first meeting. These will give you a good insight into the conveyancer’s knowledge. And will ensure that the conveyancer you hire will look after your best interests.

Can you tell us about your qualifications? How long have you been practising as a conveyancer?

With such a plethora of conveyancers available in the industry, you ought to find yourself someone who has both the skills as well as the expertise. Learning about a conveyancer’s qualification will help you determine if he/she has what it takes to do a thorough job and ensure your property needs are met. Talking with them about their experiences will let you know about their knowledge and expertise.

Not every conveyancer possesses a license to practice. Some work in small clinics and simply handle the paperwork, then there are those with large offices and a license to practice.

How much do you charge?

Don’t be shy to ask about the cost of conveyancing services. This is one of the most important factors in your decision-making process. A conveyancer’s fees normally include registration fees, stamp duties aside from the service fee he charges. Ask him to give you a written comprehensive list of all costs associated with the whole transfer of title process. This will ensure costs are kept within the guidelines and you are not overcharged or find out about any further charges that you were not aware of. 

Do you offer insurance?

Having professional indemnity insurance safeguards you from any additional cost or financial burden raised due to errors caused by your conveyancer. A good, honest conveyancer most likely will offer you this insurance clause in his agreement. It is vital that you have a talk regarding the same, with someone who isn’t offering you this service. No matter how good a conveyancer is, there is always a chance of some error from his/her end, leaving you with the extra financial burden to deal with later.

Ask Him About The Contract He is Drafting

Yes, you have hired a conveyancer to free you from all the paperwork and hassles of property exchange. However, this doesn’t mean that you don’t need to get involved at all. Ask questions about the contract your conveyancer is drafting, find out what has he included and what has he left. Inspection of your contract will allow you to make sure that everything you have settled for with your seller has been included in the contract by your conveyancer.

Do you take work where there is a conflict of interest between parties?

Some buyers or sellers, in order to save the hassle of finding a competent conveyancer often hire the conveyancer who is handling the opposition party’s documentation. However, experts believe that this is not a good choice to make. As this leads to delay, should there be any conflict of interest between parties.

These 5 questions are a ‘must ask’ by any individual whether you are a seller or a buyer. This will give you the confidence to work with a conveyancer that meets your requirements and will ensure that the process of ‘property title exchange’ is as smooth as it possibly can be.

Disclaimer:

The information presented by staff or employees of Credit Hub and its associated companies is provided for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the data or views presented. Audience members should conduct their own research and verify any information before relying on it. Credit Hub and its associated companies are not liable for any errors or omissions, or for any actions taken based on the information presented.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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