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Home Builder, What you need to know

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If you have been thinking about building a new home or renovating on your current home, now might be the time to start working towards it. As we all know that the Federal Government’s new $680 million HomeBuilder program has been announced on 4th June 2020, which provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to help build or substantially extend or renovate their existing homes.

This HomeBuilder Scheme is a time-limited program to help the construction industry to recover back from the COVID-19 crisis, which will complement existing first home owner grant programs, stamp duty concessions and other grant schemes from State and Territory.

I know a lot of people want to know how does the HomeBuilder program works? How to apply and when to apply. Unfortunately, information on when and how to apply will only become available through the relevant State or Territory revenue office when the National Partnership Agreement is finalized. I believe the information will soon be released. While firstly people who interested in applying for this grant should all do a self-eligibility checkup before signing any contracts.

How does the HomeBuilder program work?

    • The scheme is only available for Australia citizens, who are natural people and aged 18 years or older.
    • The scheme is only available for contracts signed between 4th June 2020 and 31st December 2020.
    • Construction must commence with three months of the contract date.
    • It is means-tested, which means one of the following income caps must be met: $125,000 per annum for an individual applicant based on your 2018-19 income or later; or $200,000 per annum for a couple based on both 2018-19 taxable income or later.
    • Only available for the principal place of residence
    • There are limitations on the kinds of renovations, for example, tennis courts or swimming pool are not included, and subject to a total value cap

With comprehensive research conducted and professional knowledge carrying around this industry, I believe 2020 could be the right time to enter into the property market, for both first home buyers and investors. Not only you will get the government positive incentives but also you can take advantage of the historically low-interest rates.

If you would like to discuss how you could take advantage in the midst of crisis, either for HomeBuilder program or Low-interest rates; we, Credit Hub are here to help. Feel free to get in touch and let us know what’s in your mind, we will help you achieve your dreams and goals.

Information provided on the HomeBuilder program is a selection of information taken from Australian Government sources that last updated on 18 June 2020. It may not contain all the information relevant to you. 

Disclaimer:

The information presented by staff or employees of Credit Hub and its associated companies is provided for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the data or views presented. Audience members should conduct their own research and verify any information before relying on it. Credit Hub and its associated companies are not liable for any errors or omissions, or for any actions taken based on the information presented.

Mortgage Broker in Point Cook

Credit Hub Australia
  • Point Cook, Melbourne VIC
  • Mortgages (Banking & Financial Services)
  • Contract/Temp
  • Add expected salary to your profile for insights
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.

  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for

  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

Apply Now

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