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5 things to keep in mind before planning a holiday

5 things to keep in mind before planning a holiday

Less than two weeks are left for Christmas and we know how excited you’d be to make the most of it. Be it spending time with family, or ticking few things off the bucket list, 2021 is surely going to end on a great note! Keep the following 5 things in mind before you plan a holiday-

Don’t let your credit score get affected whilst making memories

Make sure to automate your Debits, or in simple words, activate your Direct Debits to maintain a good credit score. Credit score is an essential factor in Australia, when it comes to judging your credibility for finance deals, electricity, gas or even phone contracts.

Pay your bills before heading out

Why carry the load with you in the New Year? We’d always advise you to clear all your dues, and not keep them pending for the coming month or wait until you come back from your holidays, because- PRIORITIES.

Budgeting is the key

We all low key know the significance of setting up a budget, most of us do it too, yet only few implement! Making a budget solves half of the problems and avoid 50% of the post-holiday blues, as they say, “Half done is well-done.”

Pre-decide on your accommodation, itinerary, items to buy, and make sure to follow at least 80% of it. This certainly is the key to avoid overspending.

Make a Christmas shopping list

Festivals are synonymous to shopping and we support all the fun involved in it. Make a list of all the gifts you are going to buy for everyone in your family, either before Christmas or from your Christmas holiday destination. This way you can figure out the exact things to buy, which would save your time and money as you would not get distracted to buy unnecessary items.

Keep an eye on deals, vouchers, and discounts

Yes, it’s “that” time of the year. You can get your hands-on numerous deals if you keep a good watch, that can help you save a lot of money. Subscribe to the newsletters, Google the comparisons and choose what suits you the best. This can help you with the shopping you would do before flying to your favorite holiday spot, or to buy Christmas gifts for your loved ones.

Disclaimer:

The information presented by staff or employees of Credit Hub and its associated companies is provided for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the data or views presented. Audience members should conduct their own research and verify any information before relying on it. Credit Hub and its associated companies are not liable for any errors or omissions, or for any actions taken based on the information presented.

Mortgage Broker in Point Cook

Credit Hub Australia
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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