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5 Reasons Refinancing Saves Your Money

5 reasons refinancing saves you money

We will introduce 5 reasons refinancing saves your money in this article. Have you ever thought about refinancing and how it can help structure your finances in a better manner, leading you towards achieving your goals? There are several reasons why smart people choose refinancing as their go-to option and see how it saves you money.

5 Reasons Refinancing Saves You Money

1. Stay with the current lender but lower rates

Do you know you can renegotiate the term and your interest rate accordingly with your lender and ask if they can match up with the current market as your current bank or lender wouldn’t want you to leave, which means you will have a competitive product with a comparatively lower interest rate.

2. Got personal debts need to payoff

Do you know you can pay off your personal debt easily by having it refinanced into lower interest rates! With a refinancing, you can pay off your credit cards, personal loans, personal overdrafts, and car loans under your mortgage, as a single repayment of your home loan.

3. Need some equity for other investments

Do you know you can borrow against the equity in your property if you get your mortgage refinanced, the lender may refinance your existing loan based on the current value of the property. It’s time to use this equity to buy an investment property.

4. The perfect way to restructure the portfolio

Do you know your commercial debt can be refinanced for a better loan product? Better terms, better rates to utilize for future growth aspects of the business.

5. Consider the change of loan product

Do you know you can change loan product when you decide to refinance? People will experience different financial circumstances so as the loan and the market. Depending on your financial situation, you can choose to optimize your financial benefits through simple loan products switching.

Disclaimer:

The information presented by staff or employees of Credit Hub and its associated companies is provided for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the data or views presented. Audience members should conduct their own research and verify any information before relying on it. Credit Hub and its associated companies are not liable for any errors or omissions, or for any actions taken based on the information presented.

Mortgage Broker in Point Cook

Credit Hub Australia
  • Point Cook, Melbourne VIC
  • Mortgages (Banking & Financial Services)
  • Contract/Temp
  • Add expected salary to your profile for insights
About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.

  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for

  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

Apply Now

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